Switching Mortgage

It would be fair to say that for most people, there are far more interesting things in life than their mortgage. Football, shopping, trainspotting... whatever does it for you.

The thing about your mortgage is that unless you're very lucky, it probably eats up more of your income than anything else. There's a reasonable chance that it's eating too much. It's because of this that we think it's important to review your mortgage regularly. Then you can spend more on things you actually like.

After your initial fixed or discount rate period has finished, most lenders put you onto their Standard Variable Rate. If this has happened to you, your lender is rewarding your loyalty by charging you up to 2% more interest than new customers. This could mean, on a £100,000 mortgage, you are paying up to £166 per month, or £2000 a year more than you need to. Perhaps it's time you did something about it!

Many people's first port of call is their existing lender. Give them a call and see what they can do to improve on the rate you are paying. Then ring us, and we can check over 90 other lenders to see if they can come up with something better. Some of the deals we can access have no fees for you to pay at all.

Need a bit of extra cash for something? As long as it's legal, and you can afford the repayments, we can nearly always help.

You could either give us a call to make an appointment if you live in our operating area (see HERE for details), or why not try The One Hour Mortgage?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Macclesfield Mortgage Company Ltd is an appointed representative of Lifetime Insurance Mortgage Experts Ltd, which is authorised and regulated by the Financial Services Authority. Lifetime Insurance Mortgage Experts Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 311266.